Friday, June 13, 2014


When I wrote Cash for Clunkers I freely encouraged my friends to follow the same. I even shared with them what stocks to invest in. The portfolio which I hold as is today, comprising 2 lesser stocks, is 80.17% up.  None of my friends could ride the wave. When is the best time to start investing?  Tomorrow!

This is truer if the decision involves applying one’s mind, like in investing or  if it involves arranging for papers and documentation. Making a simple commitment like paying an advance can help tackle procrastination. If the decision involves signing a cheque, people tend to procrastinate to overcome anxiety and stress in handing money over. Often when one is exposed to too many investment options, he tends to procrastinate.

The effect of procrastination can be understood with a financial implication. A person investing Rs 25,000 per month from the age of 39 will have a retirement corpus at age 60, of Rs. 4.43 Crores (compounding at 15% per anum) as compared to a person who started one year later at age 40, who would have Rs 3.78 Crores as his corpus. The effect of procrastination by one year costs Rs 65 lakhs

As a great said "Don't use the hardships of your past as excuses to deny the possibilities of your future”

A friend whom I advised investing in mutual funds as he did not have enough time, is today sitting on a 15% CAGR over a period of 5 years, that's a dream run. He took the first step to listen, trust and start. The momentum took care of the rest. Most people is today's world suffer from broken focus syndrome, there are too many distractions, interests to pursue and options available. 

Investors who did not act on our 3 great investment ideas lost opportunities to make money. Huge money.

Our Cera Idea made Rs 194 into Rs 1250 in 3 years.

The Killer Idea which we Repeated again went up 40% in 7 months.

See for yourself what procrastination can do.  The right to start is now! 

With yet another Pharma stock we have identified with great growth prospects, impeccable historic growth and a huge upside events possible. For details please mail